Cash Flow Consulting St. Louis | Business Exit Planning | Yohan Capital

We Engineer
Your Exit.

Yohan Capital helps $1M–$5M St. Louis business owners stop leaving money on the table — fixing cash flow, locking revenue into contracts, and building a business that runs without them so they can exit at a premium multiple.

Free
Diagnostic Audit
$3,500
Monthly Retainer
4–6×
EBITDA at Exit
90 Days
To First Results
6M
U.S. businesses changing hands by 2035
McKinsey / Forbes, Feb 2026
$5T
Total ownership transition deal value
McKinsey / Forbes, Feb 2026
54%
Owners with NO succession plan
Exit Planning Institute, 2023
78%
Still need to build a transition team
Exit Planning Institute, 2023
The Problem

Three Cash Flow Traps Killing St. Louis Business Owners

Most $1M–$5M owners are stuck in the same cycle. None of these are permanent — but all three must be fixed before you can exit at a premium multiple.

🔴 Cash Conversion Hell

Customers on Net-60/90 while suppliers want Net-30. Every Friday payroll is a scramble. You’re financing your clients’ operations with your own cash — and the bank balance never grows.

A $3M business at 65-day DSO has ~$534K sitting uncollected right now.

🤝 Fragile Revenue Base

Biggest clients on month-to-month verbal handshakes. One call can drop revenue 20–40% overnight. No written contracts means no transferable value — every buyer discounts this heavily.

Handshake deals destroy your sale multiple the moment a buyer reviews your books.

👤 Key-Person Dependency

You are the business. Every relationship, every decision, every piece of institutional knowledge lives only in your head. Step away for 30 days and revenue slows or stops entirely.

Owner-dependent businesses sell at 2–3× EBITDA. Ones that run without the owner sell at 4–6×.
The Solution

The 3-Trench Cash Flow & Exit Playbook

We combine advisory guidance with practical implementation support. Every trench is hands-on operational work designed to make your business worth more to a buyer while putting more cash in your pocket today.

Phase 0 · Free Diagnostic Audit
We review your AR/AP aging reports, map key-person dependency nodes, and flag month-to-month contract exposure. You get a clear picture of where cash is leaking and what your business is worth today vs. what it could be worth.
FREE
Trench 01 · Months 1–4

Protect the Base

Stop the cash bleeding first
  • Renegotiate all vendor contracts to Net-60
  • Add inflation-ceiling clauses to supplier SLAs
  • Reset Cash Conversion Cycle by 30–45 days
  • Build a 60-day operating cash buffer
  • End the Friday payroll scramble permanently
Gate: CCC reduced ≥20 days · Cash buffer ≥45 days of COGS
Trench 02 · Months 3–9

Lock the Revenue

Turn handshakes into hard assets
  • Convert top 80% of revenue into 3-Year MSAs
  • Add auto-renewal and annual CPI escalators
  • Insert assignment clauses — transfers clean at sale
  • Eliminate earn-out requirements for any buyer
Gate: ≥80% revenue under MSA · All MSAs include assignment clause
Trench 03 · Months 6–15

Make the Owner Optional

Build a business that runs without you
  • Map and document every owner-dependent process
  • Recruit and onboard a General Manager
  • Structure phantom equity to lock GM through exit
  • Build complete SOP library for all operations
Gate: GM independent ≥90 days · Key-Person Score ≤15/100

🏆 The Exit — Institutional-Grade Asset Delivery

CIM preparation, 10–15 PE/strategic buyer targeting, LOI management, and due diligence representation — until you close with cash in hand at a premium multiple.

4–6×
EBITDA AT EXIT
vs. 2–3× unprepared
The Market

The Silver Tsunami:
$5 Trillion in Business Transitions

A generational transfer of business wealth is underway — creating once-in-a-generation demand for exit-readiness advisory compounding every year through 2035.

Business ProfileMultipleValue
Owner-dependent · Handshake contracts · No SOPs2–3×$1M–$1.5M
Institutional-grade · MSAs · GM hired · SOPs complete4–6×$2M–$3M

At $500K EBITDA. Delta: +$500K–$1.5M from preparation alone.

See If You Qualify
Who We Serve

Cash Flow Consulting for St. Louis Blue-Collar & B2B Service Businesses

We work with B2B and blue-collar service businesses in the St. Louis metro area, with a focus on owners who want stronger cash flow, better systems, and a more transferable business.

🔧 HVAC
🧹 Commercial Cleaning
🌿 Landscaping
🏗️ Light Manufacturing
🚛 Logistics & Trades
🏢 Facility Services
Our Ideal Client
  • Revenue $1M–$5M · Business built over 15–25+ years
  • Profitable on paper — but cash feels tight every month
  • Clients pay slow, contracts are informal, owner does everything
  • Thinking about legacy, liquidity, or stepping back in 2–5 years
  • Wants a clean exit — not a fire sale or low-ball offer
St. Louis service business owner
Why Yohan Capital

Why St. Louis Business Owners Choose Yohan Capital Over Brokers & CFOs

Execution, Not Just Advice

Every competitor is an advisor, coach, or planner. We actually execute: vendor SLAs, 3-year MSA conversions with assignment clauses, GM hiring with phantom equity, and SOP documentation. We don’t write a report and leave.

Success Fees 3–6× Cheaper Than Business Brokers

Brokers charge 8–12% plus $15K–$30K upfront with no pre-sale work. We charge 1.5–3.0% with a $3,500/month retainer and execute everything. On a $2M deal you keep $100K–$180K more.

M&A Lens on Every Decision

Every recommendation is filtered through one question: “Does this increase a PE buyer’s confidence and the sale multiple?” We work backward from your exit from day one.

Deep St. Louis Roots

A local firm, not a national franchise. Our relationships with St. Louis CPAs, commercial bankers, and business attorneys create warm pipelines and local accountability no out-of-state advisor can replicate.

How Yohan Capital Compares
ProviderRetainerSuccess FeeExecutes
Exit Factor~$2K/mo✗ None
CEPA Advisors$1.5K–$5K/mo✗ None
Fractional CFOs$3K–$7K/mo✗ None
STL Brokers$5K–$10K/mo8–12%
Value BuilderSubscription✗ None
Yohan Capital$3,500/mo✓ 1.5–3.0%✓ YES
Tyrin Boyd, Founder of Yohan Capital
About

Meet Your St. Louis Cash Flow Consultant

Tyrin Boyd
Founder & Principal Advisor · Yohan Capital LLC

Yohan Capital was built for one reason: the $1M–$5M business owner in St. Louis is the most underserved client in the entire advisory market. Brokers won’t touch pre-sale work. Fractional CFOs don’t write assignment clauses. Exit planners produce documents, not results.

We fill that gap. From the initial diagnostic audit to the final stages of preparation, Yohan Capital helps St. Louis business owners improve cash flow, increase buyer confidence, and build more transferable businesses through hands-on operational work.

Based in St. Louis. Deep in the local CPA, banker, and business community. Hyper-focused on the blue-collar and B2B operators who built this city and deserve a premium exit.

St. Louis Metro
Cash Flow Architecture
Exit Engineering
M&A Advisory
Working Capital Optimization
FAQ

Frequently Asked Questions

Everything you need to know about working with Yohan Capital.

Yohan Capital charges a $3,500/month advisory retainer and a success fee based on the final transaction terms, subject to the scope of the engagement.

We work with $1M–$5M revenue B2B and blue-collar service businesses in the St. Louis metro area, including HVAC, commercial cleaning, landscaping, light manufacturing, logistics, and facility services companies whose owners are considering an exit in the next 2–5 years.

Business brokers engage only after a business is already sale-ready and charge 8–12% success fees plus $15K–$30K upfront with no pre-sale operational work. Yohan Capital does all the preparatory work then charges only 1.5–3.0% at close. our structure may leave more value in the owner’s hands than a traditional broker model.

The typical engagement runs 12–18 months covering three trenches: Trench 1 (months 1–4), Trench 2 (months 3–9), and Trench 3 (months 6–15), followed by exit preparation and sale. Most clients see measurable cash flow improvement within the first 90 days.

The Cash Conversion Cycle (CCC) measures how long it takes a business to convert its operational investment into cash: DIO + DSO minus DPO. Reducing a $3M business’s CCC from 65 to 38 days frees approximately $222,000 in working capital — without a single new sale.

No. Ideal clients are 2–5 years from their target exit. The earlier preparation starts, the larger the value improvement we can engineer. We start with a free diagnostic audit to assess your current exit readiness score regardless of your timeline.

Pricing

Transparent. Aligned. Performance-Based.

Structured so we only win big when you do. No billable hours. No vague scopes. Clear deliverables at every stage.

Phase 0 · Diagnostic
Free
One-time · No commitment
  • Full AR/AP aging report review
  • Key-person dependency mapping
  • Cash leak quantification
  • Current & target exit value estimate
  • 3-Trench engagement proposal
Schedule Free Audit
MOST POPULAR
Advisory Retainer
$3,500
Per month · 12–18 month avg. engagement
  • Full 3-Trench Playbook execution
  • Vendor SLA renegotiation (Net-60 terms)
  • MSA conversion with assignment clauses
  • GM recruitment & phantom equity structuring
  • Complete SOP documentation engine
  • Monthly KPI tracking & reporting
  • Exit Readiness Scorecard (quarterly)
Get Started
Success Fee at Exit
1.5–3%
Of final sale price at close
  • Only triggered when your business sells
  • CIM preparation & buyer-ready financials
  • PE buyer targeting (10–15 prospects)
  • LOI & due diligence management
  • 3–6× cheaper than traditional brokers
  • You keep $100K–$180K more vs. brokers
Learn More

If you’re ready to stop leaving
money on the table — let’s talk.

The diagnostic audit is free and takes about 90 minutes. You’ll leave with a clearer view of your current cash flow, business risks, and next-step opportunities.

Get Started

Book Your Free Diagnostic Audit — St. Louis

The diagnostic audit is free and takes 90 minutes. We review your AR/AP aging, map your key dependencies, and give you an honest estimate of your current business value and exit potential. No pressure. No commitment. Just clarity.

St. Louis, Missouri
Request Your Free Diagnostic Audit